Don’t Let Vehicle Downtime Cost You
We ensure you’re compensated for every day your vehicle is out of commission. Our expert Loss of Use appraisals maximize your payout, so you’re never left stranded or out of pocket.
Why Loss of Use Matters
Time Is Money — Recover Both
When your vehicle is unusable due to an accident, rental car costs, missed work, and inconvenience add up. We calculate the true cost to protect your wallet.
Daily Rental Reimbursement
You shouldn’t pay out-of-pocket for a rental when your car is down. We calculate the fair daily rate based on your vehicle class — not the cheapest economy car the insurer wants to offer. Whether you drive a luxury SUV or a reliable sedan, we make sure your replacement rental matches the standard you’re used to.
Insurers Don’t Volunteer This
Loss of Use compensation isn’t handed over easily — in fact, many insurers won’t even mention it unless you demand it. That’s where we come in: professional documentation that forces a fair payout.
Beyond Just Rentals
Loss of Use goes further than just rental cars. We factor in Uber costs, delivery fees, downtime penalties, and more — so nothing is left on the table.
Still Have Questions?
Most People Don’t Even Know They Can Claim This
Loss of Use is one of the most misunderstood parts of an insurance claim. Many people miss out on thousands just because they didn’t know what they were entitled to. Here are the answers you need — straight up, no fluff.

Do I have to rent a car to claim Loss of Use?
Nope. You’re still entitled to compensation even if you didn’t rent a vehicle. The claim is based on your right to use your car — not whether you replaced it.

Is this only for personal cars?
No — we also appraise Loss of Use for commercial vehicles, trucks, boats, and RVs. If you lost access to it, we’ll help you get paid for it.

What Makes Prestige Different
At Prestige, we go beyond just assigning a number to your loss. Our reports are designed to hold weight — with insurers, legal teams, and even in court. Backed by a dedicated law firm that understands how insurance works against you, we make sure your appraisal is airtight, professional, and built for results.